Follow your money : who gets it, who spends it, where does it go? by 
If you made a million by 
Owen Foote, Money Man by 
Creating a budget by Trick #1: Four banks, not one!
Want a smart way to control your money? Use four little banks. Label each bank with the way you’ll usethe money: SAVE, SPEND, INVEST, and GIVE.
A spending bank for money to be used soon on everyday things.
A saving bank for money to be used later on larger items.
An investing bank for money that will be used several years from now.
A giving bank for gifts to help others.
Decorate each bank with stickers, photographs, cut-outs from magazines — or your own drawings. The pictures show how the money will be used. For example, if your SAVE bank holds money for a new bike, that’s the picture you tape to that bank. Show off the banks in your room! They keep track of your money: the money you have saved.
Trick #2: Set Savings Goals!
How much should you save each month? That depends what you’re saving for. For example, you want to buy a new bike, but your parents say that you have to save $100 of the bike’s price before they will pay the rest. It can be tough to earn $100 in a short amount of time. That’s why money-smart kids have savings goals – and stick to them.
If you saved $25 each month ($6.25 a week) , you could buy that bike in four months! And if you saved $50 each month, you could buy that bike in two months! Sweet! The more you can save, the quicker you get the bike.
Money-smart kids who stick to their savings goals make things happen!
Photo from: www.debthelper.com
The Money System by 
Spending by 
Goods and services by