Financial Literacy: Saving and Budgeting for Seniors

Answer some questions to find benefit programs that can help you pay for medications, health care, food, utilities and more. All from a reliable and trusted source. About Us.

Answer a few simple questions and get a personalized report with tips on how you can better manage your budget, save money, and set financial goals. It's free, confidential, and from a trusted source—the nonprofit National Council on Aging.

Your Guide on the Road to Medicare

We help organizations enroll seniors and younger adults with disabilities with limited means into the benefits programs for which they are eligible so that they can remain healthy and improve the quality of their lives.

We help community-based organizations develop and implement evidence-based programs that promote healthy lives for older adults.

Your resource for housing education and information.

Older Americans face many financial challenges as they age. They have opportunities to travel, explore new fields of work or hobbies, or spend time with family and friends. But often scam artists or bad advice take away these opportunities. The Office of Financial Protection for Older Americans is here to give seniors information and tools to navigate safely through financial challenges.

Millions of Americans are managing money or property for a loved one who is unable to pay bills or make financial decisions. This can be very overwhelming. But, it’s also a great opportunity to help someone you care about, and protect them from scams and fraud.

We are releasing four easy-to-understand booklets to help financial caregivers. The Managing Someone Else’s Money guides are for agents under powers of attorney, court-appointed guardians, trustees, and government fiduciaries (Social Security representative payees and VA fiduciaries.)

Welcome to the Eldercare Locator, a public service of the U.S. Administration on Aging connecting you to services for older adults and their families.You can also reach us at 1-800-677-1116.

FINRA does NOT approve or endorse any professional credential or designation.

Many state securities and insurance regulators do not allow financial professionals to use a designation—in particular a “senior” designation—unless it has been accredited by either the American National Standards Institute or the National Commission for Certifying Agencies.

FINRA oversees the people and firms that sell stocks, bonds, mutual funds and other securities. Simply type in your current or prospective broker’s name to see employment history, certifications, and licenses—as well as regulatory actions, violations or complaints you might want to know about. You also can get information about your broker’s firm. There’s no reason not to check.

Investment fraud criminals use sophisticated tactics to get people to part with their money. So it's important to learn about the red flags of financial fraud. SaveAndInvest.org offers unbiased information and strategies to help you avoid investment fraud.

The Cheap Life with Jeff Yeager is all about living the good life, only at a fraction of the cost. It's not just about spending less, it's about spending smart. It's about deciding what you want out of life, and how you can afford to make it all happen.

Each week Jeff shares tips and tricks for how you can pay less for just about everything, reuse just about anything, and get the most out of life and your hard earned cashola.

Here are almost 100 easy-to-make, fun, and delicious recipes. They are “heart healthy.”We know that because they were developed by researchers and nutritionists with the HHS National Institutes of Health. No advanced cooking skills required, and they taste great.

Looking to try something new or for healthier versions of old favorites? See below for healthy recipes and cooking tips.

Various Recipes which include serving costs of each meal.

Like many people, you may never have been an agent under a power of attorney before. That’s why we created Managing someone else’s money: Help for agents under a power of attorney. This guide will help you understand what you can and cannot do in your role as an agent. In that role, you are a fiduciary. For this guide, a fiduciary is anyone named to manage money or property for someone else.
You’ll find brief tips to help you avoid problems and resources for finding more information.

Like many people, you may never have been a guardian of someone else’s property before. That’s why we created Managing someone else’s money: Help for
court-appointed guardians of property and conservators. This guide will help you understand what you can and cannot do in your role as a guardian. In that role,
you are a fiduciary. For this guide, a fiduciary is anyone named to manage money or property for someone else. You’ll find brief tips to help you avoid problems and
resources for finding more information.

Like many people, you may never have been a trustee under a revocable living
trust before. That’s why we created Managing someone else’s money: Help for
trustees under a revocable living trust. This guide will help you understand what
you can and cannot do in your role as a trustee.

Like many people, you may never have been a representative payee or VA fiduciary before. That’s why we created Managing someone else’s money: Help for
representative payees and VA fiduciaries. This guide will help you understand what you can and cannot do in your role as a representative payee or VA fiduciary. In
both these roles, you are a fiduciary.

Use our Risk Meter to see whether you share characteristics and behavior traits that have been shown to make some investors vulnerable to investment fraud.

In just four questions our Scam Meter will help you tell if an investment you are thinking about might be a scam.

Even if you have never been subjected to an investment fraudster’s sales pitch, you probably know someone who has. Following the legendary Willie Sutton principle, fraudsters tend to go "where the money is"—and that means targeting older Americans who are nearing or already in retirement.

Financial fraudsters tend to go after people who are college-educated, optimistic and self-reliant. They also target those with higher incomes and financial knowledge, and have had a recent health or financial change. If you believe you've been defrauded or treated unfairly by a securities professional or firm, file a complaint. If you suspect that someone you know has been taken in by a scam, send a tip.

Recent research has shattered the stereotype of investment fraud victims as isolated, frail and gullible. Do you know anyone who meets the following description?