Buying a Car is one of the largest financial decisions of your life. Help in finding your perfect car is available on this page, so do your research in order to find a car that fits your needs and budget.
Should you lease or buy your car? Use this calculator to find out! We calculate your monthly payments and your total net cost. By comparing these amounts, you can determine which is the better value for you.
Use this calculator to help you determine your monthly car loan payment or your car purchase price. After you have entered your current information, use the graph options to see how different loan terms or down payments can impact your monthly payment. You can also examine your complete amortization schedule by clicking on the "View Report" button.
Use this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate. A rebate will reduce your auto loan balance, while low interest financing lowers your monthly payment. The best option depends on the price of the vehicle, the size of the rebate and the interest rates available for financing.
"It's important to learn about a vehicle before you spend money for its purchase. The information in this publication may help you choose the vehicle that best meets your needs."
Free subscription to Consumer Reports online with your library card. The Library has print copies of Consumer Reports and reference librarians can assist you in finding consumer information for your next large purchase.
Copies at the Patchogue-Medford Library include the Residual Value Guide, RV Trailer, Motorcycle, Early Model Cars. Call Reference Librarians at 631-654-4700 ext. 220 for over the phone assistance, i.e. "What's the value of my model car?"
NICB's VINCheck is a free service provided to the public to assist in determining if a vehicle has been reported as stolen, but not recovered, or has been reported as a salvage vehicle by cooperating NICB member insurance companies. This includes flood damaged vehicles.
Owners may not always know their recalled vehicle still needs to be repaired. NHTSA's new search tool lets you enter a Vehicle Identification Number (VIN) to quickly learn if a specific vehicle has not been repaired as part of a safety recall in the last 15 years. Free
Whether to buy or lease a motor vehicle is one of the most important decisions faced by consumers. With the average new vehicle costing over $20,000, it is also a major financial decision.
New York was the first state in the nation to require comprehensive lease disclosures. The law governs all leases entered into in New York after August 31, 1995 and gives consumers important legal rights. This brochure explains the key provisions of the law, which New York Attorney General's office and the Greater New York Automobile Dealers Association (GNYADA) supported in order to help consumers understand leasing better.
The Used Car Lemon law provides a legal remedy for consumers who are buyers or lessees of used cars that turn out to be lemons. The law requires dealers to give consumers a written warranty. Under this warranty, dealers must repair, free of charge, any defect in covered parts. If the dealer is unable to repair the car after a reasonable number of attempts, the consumer is entitled to a full refund.
The U.S. Environmental Protection Agency (EPA) and U.S. Department of Energy (DOE) produce the Fuel Economy Guide to help car buyers choose the
most fuel-efficient vehicle that meets their needs. The Guide is available on the Web at fueleconomy.gov.
